NPS / APY Exit
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📝 Details
📋 NPS Exit Rules 2026
✅ Normal Exit (After 60 Years)
Subscribers can apply for Normal Exit after attaining the age of 60 years or as per the applicable retirement provisions.
Withdrawal Rules
| Accumulated Corpus | Withdrawal Rules |
|---|---|
| Up to ₹8 Lakh | 100% Lump Sum Withdrawal Allowed |
| Above ₹8 Lakh | Up to 80% Lump Sum Withdrawal + Minimum 20% Corpus for Annuity Purchase |
✅ Premature Exit (Before 60 Years)
Subscribers wishing to exit before the age of 60 years can apply for Premature Exit.
Withdrawal Rules
| Accumulated Corpus | Withdrawal Rules |
|---|---|
| Up to ₹5 Lakh | 100% Lump Sum Withdrawal Allowed |
| Above ₹5 Lakh | Up to 20% Lump Sum Withdrawal + Minimum 80% Corpus for Annuity Purchase |
✅ Exit Due to Permanent Disability
Subscribers suffering from permanent disability or incapacitation can apply for NPS Exit after submitting the required medical documents.
✅ Exit on Death
In case of the subscriber\\\'s death, the accumulated corpus can be claimed by the nominee or legal heir as per applicable rules.