NPS / APY Exit Apply Online 2026

NPS Exit Apply Online 2026 | NPS Exit Rules, Eligibility, Documents & Complete Process

The National Pension System (NPS) allows subscribers to exit their NPS account as per the latest PFRDA guidelines. Depending on the subscriber’s age, accumulated corpus, and reason for exit, different withdrawal and annuity rules are applicable.

Subscribers can submit their NPS Exit Request through the online portal or offline via their Point of Presence (POP).


📌 NPS Exit Overview

ParticularsDetails
Scheme NameNational Pension System (NPS)
RegulatorPension Fund Regulatory and Development Authority (PFRDA)
ServiceNPS Exit / Withdrawal
Application ModeOnline / Offline
Applicable ForAll Eligible NPS Subscribers

📋 NPS Exit Rules 2026

✅ Normal Exit (After 60 Years)

Subscribers can apply for Normal Exit after attaining the age of 60 years or as per the applicable retirement provisions.

Withdrawal Rules

Accumulated CorpusWithdrawal Rules
Up to ₹8 Lakh100% Lump Sum Withdrawal Allowed
Above ₹8 LakhUp to 80% Lump Sum Withdrawal + Minimum 20% Corpus for Annuity Purchase

✅ Premature Exit (Before 60 Years)

Subscribers wishing to exit before the age of 60 years can apply for Premature Exit.

Withdrawal Rules

Accumulated CorpusWithdrawal Rules
Up to ₹5 Lakh100% Lump Sum Withdrawal Allowed
Above ₹5 LakhUp to 20% Lump Sum Withdrawal + Minimum 80% Corpus for Annuity Purchase

✅ Exit Due to Permanent Disability

Subscribers suffering from permanent disability or incapacitation can apply for NPS Exit after submitting the required medical documents.


✅ Exit on Death

In case of the subscriber’s death, the accumulated corpus can be claimed by the nominee or legal heir as per applicable rules.


📄 Documents Required

  • PRAN Card
  • Aadhaar Card
  • PAN Card
  • Bank Passbook / Cancelled Cheque
  • Passport Size Photograph
  • Identity Proof
  • Address Proof
  • Exit Request Form
  • Nominee Documents (If Applicable)

📝 How to Apply for NPS Exit Online?

Step 1

Login to your NPS Account.

Step 2

Click on Exit / Withdrawal Request.

Step 3

Select the appropriate Exit Type.

Step 4

Fill in the required details.

Step 5

Upload all required documents.

Step 6

Complete OTP / Aadhaar eSign Verification.

Step 7

Submit the application and download the acknowledgement receipt.


📌 Important Rules

  • Exit request can be submitted online or offline.
  • Aadhaar and Bank Account should be linked.
  • PRAN should be active.
  • All uploaded documents should match NPS records.
  • Once processed, the Exit Request cannot be modified.
  • Annuity purchase is mandatory wherever applicable under PFRDA rules.

⭐ Benefits of NPS Exit

✅ Online Exit Facility

✅ Safe & Secure Digital Verification

✅ Direct Bank Transfer

✅ Transparent Processing

✅ Fast Claim Settlement


🏠 Apply Through Our Team

eApply.in – India’s Trusted Application Portal

Need help with NPS Exit Apply 2026?

Our Team Provides:

✅ NPS Exit Application

✅ PRAN Verification

✅ Aadhaar Verification

✅ Document Verification

✅ Online Form Submission

✅ Exit Guidance

✅ Apply From Home Service

Kindly send all required documents for verification. A service charge of ₹199 is applicable. After successful submission, the confirmation details will be shared on your WhatsApp or Email.

🏠 APPLY FROM HOME

Need Help With Online Applications?

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Apply Through Our Team → eApply.in – India’s Trusted Application Portal

🔗 Important Links

Important LinksAction
Apply for NPS ExitClick Here ↗
NPS LoginClick Here ↗
Download Exit FormClick Here ↗
Download APY Close FormClick Here ↗
Track Application StatusClick Here ↗
Official GuidelinesClick Here ↗
Apply Through eApply.inApply Now ↗

❓ Frequently Asked Questions (FAQs)

Q1. Who can apply for NPS Exit?

Any eligible NPS subscriber fulfilling the prescribed exit conditions can submit an NPS Exit request.

Q2. Can I exit NPS before the age of 60 years?

Yes. Premature Exit is allowed subject to the applicable NPS rules.

Q3. Is 100% withdrawal allowed?

Yes. If the accumulated corpus is within the prescribed limit, 100% lump sum withdrawal is permitted as per the latest rules.

Q4. What documents are required for NPS Exit?

PRAN Card, Aadhaar Card, PAN Card, Bank Passbook, Photograph, Identity Proof, Address Proof, and other applicable documents.

Q5. Can I apply through eApply.in?

Yes. eApply.in provides complete assistance with NPS Exit Application, PRAN Verification, Document Verification, Online Submission, and Apply From Home Service.

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